I have vast business experience in sales, marketing, office administration, accounting, management and ownership in the trucking industry as a semi-trailer and truck dealer/distributor, in the real estate industry as an investor and property manager, in the landscape maintenance industry and now in the financial services industry. My years of business experience have brought me to this point where I understand a wide range of challenges facing people in reaching and maintaining financial freedom. Retirement is a word that I stay away from because I don’t ever see myself wanting to quit helping people become and remain financially free. I’ve been married for almost 38 years to my wife, Terry. We are the parents of four sons, three of whom are married, and the grandparents of 2 grandsons and 2 granddaughters. Basketball was my passion till multiple knee surgeries humbled me. I’m interested and love watching many different sports, and I’m a big-time fan of a favorite local college team. I feel that I’m becoming a voracious reader and I prefer spending time with my family most of all.