Frequently Asked Questions

While most of the financial planning world bases their recommendations on faulty predictions of the future, we base our planning on five powerful foundational principles. These proven principles help clients take control of their financial future. They provide them with a criteria or filter, through which they will make numerous financial decisions.

Whether you know it or not, you are are in a battle for control over your money. Financial institutions are doing everything they can to separate you from the use and control of your money over your lifetime. By learning the rules for money and the foundational principles we teach, you will be empowered to filter all of the financial choices you are faced with so that you can retain the control and use of your money throughout your lifetime. Whomever is control of your money is who is going to win this “game of money”. We want that to be you!

It all begins here. If you don’t save, or if you don’t save enough, you will never become financially free. Saving systematically and automatically is the first and most important choice that leads to financial freedom.

Most people think they are saving, but they are simply automatically (without thought) putting money into investments. Investing and saving are not the same thing. To become financially free, a person must begin by truly saving.

What kind of protection would you want if you knew you were going to get sued, knew you were going to have major health issues, knew you were going to become disabled, or knew you were going to die tomorrow? That’s the kind of protection you should have now.

There are three reasons people don’t have their maximum protection:

They don’t know their options.
They think it’s going to cost too much.
They don’t think it’s going to happen to them…at least, not yet.
We help our clients know what their maximum levels of protection are, and encourage and help them find a way to obtain it.

Liquidity is essential to avoiding debt, and it is essential to taking advantage of the best investment opportunities in the world. Cash truly is king when it comes to the game of wealth creation.

Most people never get to the place of having sufficient emergency storage of income, let alone having enough money to participate in the best investments.

Why is that? Because Wall Street heavily promotes unconscious spending — especially towards accounts that are illiquid, unusable, and inaccessible for long periods of time.

If you want to win the game of money, you can’t do what financial institutions want you to do. You have to do what they do and focus on what they focus on.

So, what do they do? They strive to get as many uses of the same dollar as possible. They care more about the rate at which the money returns to them than they do the rate at which it grows. They know that the more times they can use the money, the more velocity it will have, and thus, the greater wealth and benefits it can create.

As Principles-Based Planners, we will teach you how to get greater velocity on your money by helping you retain control and use of your money throughout your lifetime.

Our process is truly Unique, starting with our desire to find out what really matters to you and what you are hoping we can do to help you. We want your agenda to be our agenda.

Our process is educational, thorough, organized, and holistic. We seek to simplify your financial situation in a powerful way so that you can make the best financial decisions for yourself and your family.

Real financial education is all but absent in our formal education system. As such, people are generally left on their own to learn all of the important things they need to know in order to succeed financially.

It’s unfortunate that the financial industry has not taken responsibility to educate, but rather, has all but succumbed to the desires of financial institutions– by only teaching and selling exactly what financial institutions want them to.

That’s why it’s so crucial for you to work with a Principles-Based Planner, who is committed to your financial education– and not just selling you something that gives control and use of your money to someone else. We hope that you choose us! Let us help you become and remain financially free.

Your Path to Financial Freedom Begins Here

Take control of your financial present and start preparing for the future.