The Principles-Based Planning Process

Comprehensive, Holistic, Simple

Our process is truly Unique, starting with our desire to find out what really matters to you and what you are hoping we can do to help you. We want your agenda to be our agenda.

Our process is educational, thorough, organized, and holistic. We seek to simplify your financial situation in a powerful way so that you can make the best financial decisions for yourself and your family.


Stage 1:

The Elements

We call the first stage in the process, The Elements.

During this stage we want to find out exactly where you are and make sure we have a clear understanding of what you want, what you are concerned about, and what you are working towards. We want to have a super clear picture of your current financial situation.

During this stage we also introduce the five foundational principles of personal finance.


Stage 2:

Strategic evaluation

During this stage of the process we focus on the first two principles of personal finance, which are related to saving and protection.   This is your foundation.

Most people don’t pay enough attention to this area of their planning, which is why most people fail financially.  It doesn’t matter how nice the paint and decorations are when the foundation is weak.

We want to make sure you have a strong foundation upon which you will build your financial freedom.


Stage 3:


During this stage of the process we evaluate your current life insurance and liquidity strategies.  We want to see if your current strategies are aligned with what you actually want to have happen.  We look for ways to improve efficiency and minimize opportunity costs. 


Stage 4:


During this stage we discover ways to make your assets work more effectively and efficiently for you.  

Our focus is cash flow TO YOU.  Cash from from assets is how you will become financially free.  

Our focus is on you retaining control and use of your money.  The more uses, the greater the velocity.  The more velocity, the sooner you will achieve financial freedom.  

We discuss ways in which the Velocity of Money principle can be applied to your Unique circumstances and how you can avoid giving up control, expertise, and cash flow to financial institutions.

Your Path to Financial Freedom Begins Here

Take control of your financial present and start preparing for the future.