“Without financial principles, decisions are driven by fear, urgency, or external noise. When markets fluctuate or income changes, people panic because there’s no framework guiding
By Kyle J Christensen, Founder, Principles-Based Planner, Unique AdvantageUnique Advantage Monthly Client Email – November 2025 The recent government funding crisis may have been resolved,
Most people don’t work for money simply because they want to. They work for money because they have to. They’ve built a life—home, car, education,
“Your ability to earn an income is your most valuable financial asset—yet it’s the one most people forget to protect.” – Kyle J Christensen By
“62% of Americans have been ‘sold’ by the Wall Street sales force to contribute regularly (automatically), without knowledge or expertise, without control or influence, their
“The perfect financial plan isn’t the one that looks like it gets you there the fastest. It’s the one that gets you there under the
“Most people don’t invest. They gamble—with little expertise, little research, and little control—hoping things will turn out well.” -Kyle J Christensen By Kyle J Christensen,
– Thomas Sowell By Kyle J Christensen, Founder, Principles-Based Planner, Unique Advantage Unique Advantage Monthly Client Email – January 2025 8-10 minute read
“When we give more, we are blessed with more. We have a responsibility to help those around us. Giving more of our time, talents, and
“Seize the day! Today is a gift. Today is the only day you have. You may be given another day, but you won’t know until
Maybe we should actually question things more, especially when the crowd supports it. Kyle J Christensen By Kyle J Christensen, Founder, Principles-Based Planner, Unique Advantage
“Have you heard the phrase, ‘what you pay attention to grows’? I believe it’s true. So, pay attention to your money. Pay close attention. Make